Live Dealer Baccarat

To kick things off, Here are the best places online to begin playing live dealer baccarat for real money!

Rank Gambling Site Deposit Bonus Get Started
Wild Casino
250% Up To $5,000 Visit Site
Las Atlantis
280% Up To $14,000 Visit Site
Super Slots
250% Up To $6,000 Visit Site
BetUS Casino
200% Up To $5,000 Visit Site
Bovada Casino
100% Up To $3,000 Visit Site

Live dealer baccarat allows you to enjoy the classic table game from the comfort of your home, while experiencing the perks of live dealer interaction through the convenience of a live video stream.

This is a version of baccarat that is growing in popularity as participants can stay at home, interact with a live dealer, and place their bets via a live baccarat interface. It strikes the perfect balance between the convenience of online play and the communal aspects of the land-based casino experience with an interactive dealer.

Learn how we rated each of these top-rated online casinos for live baccarat. Get an idea of how to get set up with live dealer baccarat, including funding your account and making wagers. We will also give you some helpful hints and betting strategies to give yourself an edge in the game. And of course, we’ll show you how the game is played with a live dealer and the benefits that reveal its unique standing in the market versus regular online gambling and land-based casino gaming.

Best Live Baccarat Site for 2021

Wild Casino – Best Online Casino to Play Live Dealer Baccarat

Wild Casino Live Dealer

  • Established: 1991
  • Welcome Bonus: 250% Up To $5,000
  • Bonus Code: WILD250
  • # of Banking Options: 15
  • Software Provider: Betsoft
  • # of Live Dealer Games: 19
  • # of Live Dealer Baccarat Games: 3
  • Phone, Email, Live Chat Customer Support

Wild Casino Logo

When choosing our best online casino to play live baccarat, we considered many factors, but Wild Casino is the best of the best. They offer the best live dealer baccarat games you’ll find anywhere online. As well as offering the best live baccarat games, Wild Casino offers new members one of the best welcome bonuses in the business. You can cash in 250% up to $5,000 using the code WILD250. If you’re ready to get in on the action, click the button below to get started immediately. If you still have questions about Wild Casino, check out our detailed review of their operations to ensure that they are the right live baccarat site for you.

How We Rate Live Dealer Baccarat Casinos

We put the time in to determine which online casinos offering live dealer baccarat were a cut above the rest. The market has plenty of players, but narrow is the road by which the best, top-rated sites travel. Here are the criteria we used to determine exactly which live dealer baccarat sites were offering their customers the best in service and support, growth opportunities through banking and bonuses, and technologies like mobile connectivity and a user-friendly interface to make the process easy and comfortable.

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Reputability and Trustworthiness

We cannot stress enough the importance of choosing an online casino you can trust. In our vetting process, we dug up some great information on the reputability of each site on our list. We found that each one is fully licensed by a legitimate gambling authority. All of them accept players from the US. Each live dealer baccarat site also utilizes safety software to protect the personal and account information of their customers from any potential online threats. We also looked into customer and user feedback and found that each site has received overwhelmingly high marks from the majority of people.


Lucrative Bonuses Opportunities

Each site we recommended that has real money live dealer baccarat had to have good bonus and promotion options. This including strong welcome bonuses and weekly promotional deals. Some players can be aggressive in their hunt for free money and some need additional funds to make a meager account balance viable for gameplay. No matter what the situation, bonuses all point to one incredible truth: It is free money that can open up a wider range of opportunities at a live dealer online casino. More money means more wiggle room to take larger risks, which can lead to tremendous bankroll growth.

Money and Coins

Variety of Banking Options

The best online live dealer baccarat sites give their customers a diverse assortment of banking options that allow players to fund their accounts and withdraw their payouts according to their needs. Options include using credit cards and cryptocurrencies like Bitcoin or Ethereum, as well as less-traditional methods like money orders or wire transfers. Having a variety of banking methods allows flexibility as well as a chance for players to make some extra cash.


Fast Payouts of Winnings

This is the best part about playing live dealer baccarat for real money. There is no feeling like getting paid! We selected online casinos that have a reputation for paying out their customers in a reasonable amount of time. We stand behind sites that typically get their customers paid out within 24 to 48 hours. Some methods may take a little longer depending on the site, but credit cards and cryptocurrencies will involve payouts that appear within one to two days.

Message Bubbles

Reliable Customer Service and Support

When problems arise and you need to get out of a bind, there is no feeling like a helping hand stretching out, completing resolving the issues and whisking the problem away! Each site we included on our top-rated live dealer online casino list has been tested by our team to ensure great customer service and support across the board. We looked at the email, instant messaging, live chat, and phone support features and received prompt responses from customer representatives.


Mobile Compatibility or Mobile Baccarat Apps

It would be tragic to promote online casinos with live dealer baccarat that could not be accessed or played on your phone or smart device. Almost anything can be accomplished from the convenience and comfort of the device that sits in your pocket. Fortunately, there are few real money online casinos that do not have accessibility through these means. You can be assured that all live dealer baccarat sites on our recommendation list will have mobile connectivity or even offer live dealer baccarat mobile apps.

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User-Friendly Interface

We feel that each online live dealer baccarat site on our list is relatively user-friendly and easy to navigate. The pages, tabs, and various sections are laid out in a simple and extremely clear fashion. In terms of making your way around each site, the process should not be consumed with wasted energy and time spent on figuring out where everything is located. Each site and page setup should be laid out so clearly where it feels like you do not have to think twice about where to go. Ideally, it should feel like second nature to get around!


Reliable Connection to Live Casino

Since real money live dealer baccarat is contingent on a reliable video stream to guarantee each player’s participation, it is highly important that the video connection is free of glitches, patchiness, and cutting out completely. Here is another instance where our team took a test drive of each live dealer casino to see for ourselves that the video quality was adequate. We are happy to report no major issues. This is yet another category where each online casino gets our stamp of approval!

How to Play Live Dealer Baccarat Online

The objective of baccarat is to have a hand that is as close as possible to a total of nine. The game object is reminiscent of blackjack with on key difference aside from the end-goal number: 10s and face cards are worth a total of zero. Players can place bets on if the dealer wins, if they win, or if there will be a tie.

Here is a step-by-step guide of how to play live dealer baccarat.

Must-Know Baccarat Rules

  • Aces are worth one. 10s and face cards are worth zero. All other cards are worth their face value.
  • Every hand is comprised of no more than three cards. No fourth card can be dealt.
  • The best hand is two cards that total nine. The next best hand is two cards that total eight.
  • If your cards together total a number that is double digits, you have to drop the front digit. Cards totaling 15, for instance, would drop the player to a total of 5.

With these important rules in mind, here is how live dealer baccarat is played.

Two Cards Are Dealt

The dealer will deal two hands. One set of two cards will be theirs, while the other set of two will be for the player. If the cards add up to an 8 or 9, this hand is considered “natural” which means that hand ends.

Place Your Bets

Here is the point in the game where bets can be placed on scenarios involving the dealer winning, the player winning, or a tie.

The Hand Plays Out

The player plays their hand first. If their total is 5 or less, one more card will be dealt to their hand. This will be their final number. If the player has a hand totaling 6 or 7, it will stand. Next, the dealer plays, but it is contingent on what happened previously with the player’s hand. If the player stood at a total of 6 or 7, the dealer has the play by the same rules going forward.

If the player needed a third card because their total was 5 or lower, the dealer will proceed in this fashion:

  • If the dealer’s hand is 2 or less, a third card will be dealt.
  • If the dealer’s hand is 3, a third card will be dealt (unless the player’s third card was an 8).
  • If the dealer’s hand is 4, a third card is dealt if the player’s third card was 2-7.
  • If the dealer’s hand is 5, a third card is dealt if the player’s third card was 4-7

The Winner Is Revealed

The winning hand belongs to the one who is closest to a total of nine. Those who bet on the correct winner will be paid 95% of their bet in winnings. A tie will result in all bets besides the tie bet to lose. The tie bet is paid 10 to 1 odds.

Below we have included a video to show you an example of what live dealer online baccarat looks like at the best casino sites:

Live Dealer Baccarat vs. Land-Based Casino Baccarat

There are some obvious differences between live dealer baccarat gaming and playing at a land-based casino. But there are also elements that make these two formats more similar than some may think!

Similarities Between Live Dealer Baccarat and Casino Baccarat

Here are some of the similarities found in both live baccarat sites and playing baccarat at a land-based casino near you!

  • Higher Limits: Unlike online baccarat, playing at a live dealer casino or a land-based establishment is going to have higher overhead to operate and, therefore, have higher minimum bets to get in on the game. On average, the land-based casinos will have lower limits than the live dealer tables as they run more cost effectively but expect to pay higher minimum bets.
  • Human Interaction: Both methods of playing baccarat will involve the presence of a real life dealer unlike online baccarat where the computer takes care of the dealer’s responsibilities. There is much more of human touch using a live table or visiting the land-based casino around the corner. Players can interact with the deal leading to a more communal aspect to the gameplay.
  • All Play Is in Real Time: People who play online baccarat have the ability to pause or put their game on hold at their convenience. Live dealer and land-based casinos do not carry this luxury. Players need to be considerate of the dealer’s and other participant’s time and must be prompt in placing their bets and making their game moves. Live dealer games are legitimate and happen in real time. In order to dispel any doubts, many online dealer tables will have that day’s news playing somewhere in the background to ensure the video is not prerecorded.
Differences Between Live Online Baccarat and Casino Baccarat

Here are some of the major differences you will experience using a live dealer baccarat table and using a table at the land casino.

  • The Convenience: Playing online live dealer baccarat for real money will be much more convenient than playing at a brick and mortar establishment. Think about it. You can access live dealer tables from the comfort of your home or wherever you happen to be at the time. You do not have to spend the time or gas to travel to the baccarat table as you would have to with a real casino. You do not have to dress up, buy drinks, or pay to get there. Live dealer tables offer all the typical baccarat action, but it comes at a lower cost to you with tons of extra convenience.
  • The Privacy: When you play baccarat at a real casino, you are in the midst of other players who are sharing the table with you. The dealer is there, obviously, as well as all the other people milling about enjoying the amenities of the casino. Maybe you are not into crowds or want to play baccarat without a lot of extra noise, commotion, and bustle. Not only is playing from home more comfortable and convenient, but it is also far more private, giving you some personal space and breathing room if needed!
  • Bonuses: Similar to online baccarat, live dealer baccarat gives you the opportunity to use money earned through bonuses and other promotional deals at online casinos. This is not something that can be done at a land-based casino but can be easily accomplished through the use of a top-rated online casino off our recommendations list! Free cash bonuses are an excellent way to generate more funds to build your account and allow you to maximize your potential on the table.

Live Dealer Baccarat Variations

Here are some of the most popular baccarat variations that you can enjoy!

Mini Baccarat

This version of the classic game is distinctive for having a lower stakes limit, making it a perfect variety for players who are not looking to risk a whole lot of money or are playing on a tight budget. The pace is much faster than typical baccarat, but it still employs the eight standard decks and same betting options.

European Baccarat

The most notable change is the player’s choice to stand or draw when their hand total is five. In regular baccarat, a player must draw an additional card if they have a hand total of five, but this version lets the player stand if they so choose. In European Baccarat, the banker is given the option to draw another card or not.

Punto Banco

This version is played with six standard decks of 52 cards instead of eight with the betting options being the same as regular baccarat. This is a beloved variant of the original game and many say it is the most similar and it is one of the most popular to play for real money at live dealer baccarat online casinos.

Live Dealer Baccarat Software Providers

Choosing quality gaming that is provided by an innovative, reputable software company could be a great way to enhance your experience by live dealer baccarat for real money! Think about all the appealing features of your favorite games like the aesthetics, the designs, the sound effects, the video quality, and the handling. Talented companies are behind all these aspects of your gaming experience. Be sure to choose great games that come from great software providers.

Below is a comprehensive list of top-rated software providers used by our favorite online live dealer baccarat casinos!


This company got their start in 1999. For the past couple of decades, they have become a key player in the market, becoming well-known for their great 3D gaming lines including blackjack, slots, table games, and poker. Of late, one of their bigger accomplishments is a notable mobile-based line of gaming named “To-Go.”



1994 was the year this company first stepped onto the scene. In the following decades, they have come to be a giant in game innovation, crafting well-known, top-quality titles. The biggest has to be their progressive jackpot slot, Mega Moolah, which has made it into the record books a few times due to some historic payout amounts.



Founded in 1994, NetEnt forged big partnerships with outfits like South Park Digital Studios and Universal. Over their time in the market, they have overseen the creation and addition of 200 top-rated live dealer and slot title to their gaming fleet.


RealTime Gaming

Covering a few continental markets, RealTime Gaming has been a titan in this industry with their name on so many games it would make your head spin! It is one of those household names that instantly sparks ideas of quality and reputability. The number of unique slot titles and video poker variations they have developed over the years is overwhelming.

RealTime Gaming


Rival Gaming has been in the market for about 15 years and their take on online gaming comes with a fun, unique spin. With every game that Rival releases, there is a continuing storyline! Needless to say, they have a loyal fanbase that is in high anticipation of their new releases and new live dealer online baccarat games.

Rival Gaming

The right software provider and the right game at the right live baccarat sites could lead to an experience like no other! Once you know which software companies are among the best in the market and known for high quality and innovative gaming, it will make your search for the perfect gaming experience that much easier! Look for these names as you seek out new game titles.

The great news for you is that anytime you play live dealer baccarat—or any other games at a top-rated online casino on our list—you will find the high-quality, innovative gaming we are talking about.

Get Started Playing Online Live Dealer Baccarat

You have read all about real money live dealer baccarat online, you know where to play live dealer baccarat, and you are ready to get in on the game! Here is how you can get started if you are not signed up at one of our favorite online casinos.

Choose a Trustworthy Baccarat Site
The first step to the process is to select an online casino that is reputable and trusted in the market. This includes offering great bonuses and banking as well as top-rated customer service and reliable, fast payouts. The easiest way to start is by using one of our recommended sites as we have completed the reviewing and vetting process for you! All sites on our list have proven time and time again that they are serious about treating their customers like VIPs.
Sign Up and Create an Account
This part of the process should not take up more than five or 10 minutes of you time. You will be asked to create a new account. Then, you choose a username and password. They may ask you for some additional information to complete the process. Easy enough, right?
Fund Your Online Casino Account
Your account is made. It has been verified and you are logged in. What next? You will need to get some money in your account. It’s kind of like putting gas in your car. Once the money is deposited, this will be the bankroll that you use to win real money playing online live dealer baccarat.
Enter Bonus Codes or Select Promotions
Aside from winning money at the live dealer baccarat table, you can build your bankroll through bonuses and promotional offers provided at the casino. If you’re a newcomer, check out the welcome bonus section. Sometimes, it’s as easy as depositing up to a certain amount to your account and you are then eligible for a match bonus in the form of a free cash prize! So, once your account is funded, you can enter any applicable bonus codes to your account.
Pick a Live Baccarat Game and Start Winning Money!
Pick out a baccarat game that you want to play. There is a chance you will have to wait on a time slot given the setup and nature of live dealer tables. You will be notified when your slot opens up, then the race for real money playing baccarat online is on! Live dealer baccarat employs the use of a real dealer, adding a human element to the game and eliminating the need for a computer to deal the cards. While the dealer and the cards are real, the bets you place will be virtual! This will all be done from the convenience of your private, virtual gaming table console. When you win, the special software that is used to pick up on winning hands will automatically apply the payout to your account!

Live Dealer Baccarat Tips and Strategies

Here are some basic strategies you can employ to increase your chances of winning bets place at live dealer baccarat. While they are not a complete guarantee, these tips and helpful hints can boost the possibilities.

Bet on the Banker

Mathematically, it is to your best advantage to place your bets on the dealer winning. These bets have a house edge that hangs out down near 1.05%. Betting on a player winning the hand hovers around 1.25%. The worst bets the place are for the “natural” hands or a tie. The house edge can be anywhere from 10% to 14%! It is to your benefit to bet on the banker every time.

Use a Betting Spread

This is the idea of betting small when the house advantage is high and betting high when the house advantage is low. This betting pattern will increase your chances of winning by decreasing the house advantage. The lowest bets will always be the table minimum, and the ideal largest bets should be about 10x the smallest bet placed.

Count Cards

You can determine the possibility of payouts when you count cards. These are ideal conditions to employ this strategy as the dealer is not able to see you when you play lived dealer baccarat. The higher the count, the better the payout. The lower the count, the worse the payout. The end game of counting cards during live dealer baccarat is to know when to place high and low bets amounts.

  1. If a 10, J, Q, or K is dealt, add one to the count.
  2. If an ace, 2 , or 3 is dealt, add two to the count.
  3. If a 4 or 6 is dealt, add five to the count.
  4. With every 8, subtract one from the count.
  5. With 5, 7, and 8 card values, subtract three from the count.

Live Dealer Baccarat FAQ

Is Live Dealer Online Baccarat Safe and Legal?

Absolutely! We would not be recommending you play if we were not 100% sure you could enjoy the game without guilt or fear! Each site on our list is legal for use by US players and is fully licensed. Our recommended online casinos use safety software to protect and shield their customers from any unsavory characters online who may try to steal personal or financial information. You can certainly play live dealer baccarat for real money safely and in accordance with the law.

Is There a Chance to Win Real Money Playing Live Dealer Baccarat Online?

There are plenty of chances to win real money at live dealer baccarat. Check out our section on baccarat strategies and betting tips. Be sure to use bonuses provided by the online casino you are using. These can be a great way to bulk up your account balance and unlock some extra potential.

What Are the Best Live Dealer Baccarat Sites?

Check out our recommendations! We feel that you cannot go wrong with any of these sites on our list. They already come with our seal of approval and have been fully vetted and proven to treat their customers and players with the utmost respect and honesty. We understand that you may be curious about other sites out there and encourage you to make the choice that’s best for you. Just remember that you will have to do your own vetting and research.

Is Live Dealer Baccarat Rigged?

Some people like live dealer baccarat because they can see the dealer handling the cards, but many have the crazy idea that the videos are prerecorded. To put this crazy theory to bed, many live dealer tables will have a TV playing live news in the background to prove to the viewer that the game is happening in real time.

Can I Play on Live Dealer Baccarat on My Phone?

Absolutely! All of the best online casinos for live baccarat on our list are compatible with Android and iPhone devices. A mobile browser and an internet connection are the two things you need to play live dealer baccarat online for free money in seconds from your device! Some sites even have their own designated casino apps.

Are There Any Strategies to Give Me an Edge Playing Live Baccarat?

Check out the previous sections on betting tips and strategies to improve your live dealer baccarat game! There are plenty of ways to increase your chances of winning. Seasoned players swear by them.