Unless you have lived under a rock, you have probably heard about American
Express. This credit card company has been around for decades, and although it
isn’t as widely used as Visa or Mastercard, it’s still a very popular form of
payment around the world. For the real money deposits performed at online
gambling websites, American Express is a popular option in certain countries.
Before we get into how to use American Express for online gambling payments,
let’s first look at some of the top American Express gambling sites.
This list has been compiled from our comprehensive online gambling site
reviews. Not only do all of these gambling sites accept American Express, but they are
also at the top of the class when it comes to game selection and customer
support. We reviewed the mobile version of these sites to make sure that you are
going to have the best overall experience no matter if you are going to be
playing from your phone, tablet, or PC.
Most importantly, we are happy to recommend these American Express gambling sites as they are
all reputable companies that will provide you with a high sense of security and
How Does American Express Work for Online Gambling Sites?
Using American Express betting sites for your real money online gambling is relatively
straightforward. First, of course, you must apply for a card and be approved.
Once you get your card, you can make your way to your prefered American Express gambling sites.
From there, you should head to the cashier section of the site. You will then be
prompted to choose a payment method (note that American Express may be lumped
into the “Credit Card” option).
When you click on the method, you will be asked to fill in the card details,
and likely some more information like the billing address for the card. After
completing the form, you select the amount of money you want to deposit, and
then the information is relayed to the credit card processing company to
complete the transaction. If the deposit is approved, then you will see the
amount in your account balance. Now, you are all ready to start playing real
While Visa and Mastercard will allow for some portion of your withdrawals to
be processed back to your card, American Express does not allow this, so you
cannot use your card for taking money from the gambling site. You will need to
choose one of the other payment methods for this purpose.
What Are the Fees for Using American Express?
The fees for using American Express are dependent on your relationship with
the credit card company. You will be assigned an interest rate when you apply
for the card, and that is the amount you will be charged on the deposit if you
do not clear the balance before the end of the month in which the deposit is
made. It’s important to factor this interest payment into your overall ROI, as
paying interest makes the deposit less valuable overall. You may want to check
with your online gambling website to find out how the deposit is coded with
American Express because your transaction may be charged as a cash advance, in
which case you will be paying a higher interest rate.
Most American Express gambling sites do not charge players for their deposits, as these
deposits are crucial to the ongoing operation of the sites. The sites do pay
fees to processors for both deposits and withdrawals, however, so you may find
that a site is offering a promotion to use American Express over an alternative
method. This is likely because the operator is paying fewer fees for the use of
As you cannot withdraw using American Express, there are no fees incurred.
You will have to use another payment method for withdrawals, and there may be
fees incurred. You can check out our other payment overview pages to see what
fees are charged.
FAQ About American Express Gambling Sites
Can I Use American Express in the US?
Due to the limitations placed on American banks and credit card companies by
the Unlawful Internet Gaming Enforcement Act of 2006, it’s tougher than ever to
have American Express deposits approved in the United States. However, as you
can see from the list on this page, there are still some great options for
US-friendly American Express gambling sites.
Are There Limits for Deposits and Withdrawals Using American Express?
There are limits for deposits using American Express, and this is based on
two factors. First, you will be given a credit limit by American Express when
you are approved for the card, and of course, your deposit can’t be higher than
the available credit on the card. Also, online betting websites impose their own
banking limits on daily, weekly, and monthly deposits. Withdrawals are not
allowed with this banking method, so limits are not applicable.
What If I Can’t Get American Express to Work on the Site I Chose?
Well, we sure hope that you can process your deposit without any issue, but
in the off-chance that your deposit is rejected, the first thing you should do
is check your American Express account balance. If it looks like you had the
credit limit left to make the deposit, then your next step is to contact the
customer service team of the site you have chosen. Most online gambling sites
have a team dedicated to payments, so there should be a specialist that can try
to walk you through the deposit or find you alternative payment solutions. If
American Express is the only way you want to perform your online gambling
payments, then you may want to try another one of our American Express gambling sites from our list at the top of the page.
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